-
Carefully review all of the addresses
listed on your credit report. Criminals may be using a different
address to apply for credit with other financial institutions
-
Make sure no other names or social
security numbers are affiliated with your credit report
-
Carefully review all inquiries
to ensure no unauthorized inquires to your credit file have
been made. If you have not requested credit with these creditors,
notify them immediately.
-
Remember that inquiries appear
right away and actual accounts may take up to 3 months to show
up on your credit report.
-
Don't just look at the credit
rating on each account because criminals may actually make payments
on fraudulent accounts
-
Make sure that all accounts listed
reflect the proper balances that you owe
-
If you notice anything that should
not belong, notify the credit bureaus immediately to correct
your credit file
-
Take responsibility for the accuracy
of your credit history
